Uncompromising Commitment

Participant Directed Retirement Plan Consulting

Oftentimes, your employees’ present level of comfort depends on the confidence they have in their financial future.

Participant choice plans have evolved into complicated and puzzling entities. The Plan Sponsors and investment committees of 401(k) and 403(b) plans bear a significant fiduciary burden. As a co-fiduciary, Welch Hornsby provides leadership to the investment committee and assists them with everything from drafting investment policy statements to selecting and monitoring investment management options to negotiating fees with vendors. Vendor management is increasingly critical to a successful 401(k) or 403(b) offering. Often the missing piece of the retirement plan puzzle is proper fiduciary oversight required by the plan sponsor to select and monitor appropriate investment alternatives for its employees. In addition, fees can be hidden and difficult to force to the surface. At Welch Hornsby, we speak the language. We are only paid by our clients. We are an objective voice. We are an advocate for plan sponsors, investment committees and ultimately each Plan Participant.

Participant Directed Chart


For more information, please contact Phillip Anderson at (205) 949-6052 or panderson@welchhornsby.com.


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